Plan & pricing

Transparent, age-based, and built for families.

Our membership rates are public. Additional services, cash-pay partnerships with OKC imaging and specialists, and how DPC fits your tax situation — all laid out below.

Pricing & enrollment

Transparent, age-based, and built for families.

Our rates are public. No negotiated back-room pricing, no surprise bills. A 10% discount applies to memberships paid annually, and every membership is HSA/FSA-eligible.

Ages 0 – 17
Kids
$50/mo
Enrollment $99 · HSA/FSA eligible
  • All member benefits included
  • Same-day sick visits
  • Newborn through adolescent care
Enroll →
Ages 65 +
Seniors
$120/mo
Medicare-compatible · Enrollment $99
  • All member benefits included
  • Coordinated chronic care
  • Medicare used for outside labs/imaging/specialists
Enroll →
Family cap A household pays at most $300/month in membership, and at most $250 in one-time enrollment — no matter how many kids.
Annual discount Pay the year up front and take 10% off. HSA, FSA, and most direct-reimbursement plans accept Foundations fees.
Estimate your savings

What would your household actually save?

Slide to your household size. We'll show you a yearly comparison against a typical insured plan's out-of-pocket spend.
1adult
You'd save $1,580a year vs. typical insured primary care.
Foundations DPC
$1,140
Traditional care
$2,720
Illustrative estimate including monthly premiums + average copays, urgent care visits, lab markups, and out-of-pocket prescription costs for a typical household. Actual savings depend on your current plan and use.
M
Insurance pairing

Have Mending Healthcare? Welcome.Limited slots

Mending is one of the only insurers — Oklahoma and Maine — built around Direct Primary Care. Their plans cover $0 visits to DPC doctors like us, alongside low deductibles and broad in-network specialist access elsewhere.

We accept Mending members, but we keep that share of the panel intentionally small. Our focus has to stay where it belongs — on our patients, not on insurance paperwork. Even DPC-friendly coverage carries administrative overhead, and protecting unhurried care for every member means no single insurance group can dominate the schedule. Reach out to check current availability.

For employers · 5+ employees

Healthier teams. Fewer sick days. Lower total healthcare spend.

Add Foundations as a direct benefit alongside your insurance plan. Your people get a real primary care doctor. You get a measurably healthier workforce and predictable per-employee pricing.

  • Direct access to a doctor by phone, text, email, video
  • Fewer urgent care & ER visits
  • Less time out of the office
  • Reduced enrollment fee: $50/person
Ages 0 – 17
$45/mo
Ages 18 – 64
$85/mo
Ages 65 +
$110/mo
Request a quote →
Additional services

Things we also do — because we should.

These are layered on top of standard membership, priced transparently and available to members (and often to non-members too).

Allergy consultation & testing

Comprehensive allergy workups integrated with your primary care. Testing, tailored treatment plans, and follow-up — all with the doctor who already knows your history.

Platelet-Rich Plasma (PRP) injections

The same regenerative injection treatment used on pro athletes' injuries — derived from your own blood. For joint pain, soft-tissue injury recovery, and select cosmetic applications.

Wholesale labs

Bloodwork negotiated directly with labs. A full wellness panel runs less than $30 for most members. A published price list is available at enrollment — no guessing, no "we'll send the bill later."

Immigration medical exams

USCIS-designated civil surgeon exams for green card applicants — same-day completion of Form I-693 when possible, at a fixed fee with no hidden add-ons.

In-office ECG

Professional-grade electrocardiograms captured on the Nasiff CardioCard system — the same platform used in cardiology clinics. Read on the spot so you don't have to travel, wait, or coordinate between offices.

Iron infusion therapy

IV iron for members with iron-deficiency anemia who can't tolerate oral iron, aren't absorbing it, or need faster repletion than pills allow. Administered in-office with monitoring — no ER, no infusion-center detour.

Plan · Additional services · Pricing

Member & non-member pricing.

Additional services offered by Dr. McLaurin beyond the standard membership. Members receive discounted cash pricing; non-members are welcome for most services at the standard cash rate.

Placeholder prices in the mockup. Every dollar amount below is loaded from config/plans.json and will be replaced with Dr. McLaurin's real numbers before launch. Edit the JSON file and the whole page updates automatically.

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Plan · Cash-pay savings

Negotiated rates for everything we don't do in-office.

Dr. McLaurin has negotiated direct cash-pay arrangements with OKC-area imaging centers, specialists, and physical therapy clinics. Members save an additional percentage on most items — the difference between what you'd pay through insurance and what you'll actually pay here is often dramatic.

Service Cash price Member savings
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Plan · HSA & IRS treatment

How DPC fits your tax situation.

Direct Primary Care is a different animal than traditional health insurance, and the IRS treats it differently too. Here's a plain-English summary — not tax advice, but a starting point for the conversation with your accountant.

Not directly eligible

HSA (Health Savings Account)

Under current IRS guidance, DPC membership fees are not a qualified medical expense for HSAs. You also generally cannot contribute to an HSA if DPC is your only coverage, because DPC isn't a high-deductible health plan. The Primary Care Enhancement Act (introduced multiple times in Congress) would change this — worth watching.

Usually eligible

FSA (Flexible Spending Account)

Most FSAs do treat DPC fees as a qualified medical expense. You can typically use pre-tax FSA dollars for your monthly membership. Your plan administrator has the final word — ask them in writing.

Usually eligible

HRA (Health Reimbursement Arrangement)

Employer-funded HRAs — including ICHRA and QSEHRA — can generally reimburse DPC membership fees as part of a broader medical coverage strategy. Many Oklahoma employers pair an HRA with DPC to give employees real primary care without the insurance overhead.

Qualifies as a medical expense

Itemized medical deduction (Schedule A)

DPC membership fees generally qualify as a medical expense under IRC §213. If you itemize and your total medical expenses exceed 7.5% of your AGI, the excess is deductible. Most households won't clear the threshold on DPC alone, but combined with other out-of-pocket medical costs it can add up.

Ask your employer

Employer benefit programs

A growing number of employers treat DPC as a qualified employee benefit alongside their group plan. Some fund it directly, some reimburse through an HRA, some offer a stipend. If your employer doesn't offer it yet, the conversation is worth having — predictable per-employee pricing and fewer sick days usually sells itself.

Maybe — ask your CPA

Self-employed health insurance deduction

DPC membership isn't traditional health insurance under IRC §162(l), so most conservative tax preparers do not include DPC fees in the self-employed health insurance deduction on Schedule 1. There's room for argument depending on how your overall coverage is structured, but this one is genuinely fact-specific — bring your situation to your CPA before claiming it.

Pending — watch this space

What Congress has tried — but not finished

DPC sits in a tax code written before it existed, and Congress has taken several swings at cleaning that up without yet putting it to bed:

  • Primary Care Enhancement Act. Introduced multiple times in the House and Senate. Would clarify that DPC arrangements are not health plans for HSA purposes and would let HSA dollars pay monthly DPC fees (recent versions capped around $150/individual, $300/family per month). Passed committee more than once; never cleared both chambers.
  • 2019 Executive Order & 2020 proposed IRS regs. A Treasury/IRS proposed rule (REG-109755-19) laid out a framework for treating DPC compatibly with HSAs. It was published, received comments, and was never finalized.
  • State-level momentum. Over 30 states (including Oklahoma, via 63 O.S. §§ 2847 et seq.) have passed laws clarifying that DPC isn't insurance under state law — which is why practices like Foundations can operate without an insurance license.

None of this is law for HSA purposes today. But the direction of travel is clear, and if your situation depends on it, it's worth watching what Congress does in the next session.

This is general information, not tax advice. IRS treatment of Direct Primary Care continues to evolve, and your individual situation matters a lot. Always verify with your accountant, tax preparer, or benefits administrator before making a decision based on what you read here.

Ready for a doctor who has time for you?

Tour the clinic at 525 N.W. 11th in downtown OKC, meet Dr. Emily and the team, ask every question you've been saving up. No paperwork, no pressure.

Call 405-563-7200
…or send us a note and we'll reach out.