:root{
    --green:#72bf44;
    --green-dark:#6ba13c;
    --green-deep:#4f7d30;
    --blue:#009edb;
    --blue-dark:#1179b2;
    --blue-deep:#0a4f7a;
    --ink:#0e1a24;
    --ink-soft:#4a5662;
    --ink-mute:#7a8694;
    --cream:#f6f3ec;
    --cream-warm:#faf7ef;
    --stone:#eae4d6;
    --paper:#ffffff;
    --radius:18px;
    --radius-lg:26px;
    --shadow:0 10px 40px -12px rgba(14,26,36,.18);
    --shadow-lg:0 24px 70px -20px rgba(14,26,36,.28);
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{
    font-family:'Inter',system-ui,sans-serif;
    color:var(--ink);
    background:var(--paper);
    line-height:1.6;
    -webkit-font-smoothing:antialiased;
  }
  h1,h2,h3,h4{font-family:'Fraunces',Georgia,serif;font-weight:600;letter-spacing:-.02em;line-height:1.1}
  a{color:inherit;text-decoration:none}
  img{max-width:100%;display:block}
  .wrap{max-width:1200px;margin:0 auto;padding:0 28px}
  .eyebrow{
    display:inline-flex;align-items:center;gap:10px;
    font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
    color:var(--blue-dark);margin-bottom:18px;
  }
  .eyebrow::before{
    content:"";width:28px;height:2px;background:var(--green);display:inline-block;
  }

  /* ---------- NAV ---------- */
  nav{
    position:fixed;top:0;left:0;right:0;z-index:50;
    backdrop-filter:saturate(180%) blur(14px);
    background:rgba(255,255,255,.85);
    border-bottom:1px solid rgba(14,26,36,.06);
  }
  nav .bar{display:flex;align-items:center;justify-content:space-between;padding:14px 28px;max-width:1280px;margin:0 auto;gap:32px}
  nav img{height:40px}
  nav .main-nav{display:flex;gap:30px;list-style:none;align-items:center}
  nav .main-nav > li{position:relative}
  nav .main-nav > li > a{
    font-size:14px;font-weight:500;color:var(--ink-soft);
    transition:color .2s;
    display:inline-flex;align-items:center;gap:5px;
    padding:22px 0;
  }
  nav .main-nav > li > a:hover{color:var(--ink)}
  nav .main-nav > li.has-sub > a::after{
    content:"";width:5px;height:5px;
    border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;
    transform:rotate(45deg);margin-top:-3px;margin-left:2px;
    transition:transform .2s;opacity:.7;
  }
  nav .main-nav > li.has-sub:hover > a::after{transform:rotate(225deg);margin-top:1px}
  nav .sub-nav{
    position:absolute;top:100%;left:-14px;
    list-style:none;
    background:#fff;border-radius:12px;
    box-shadow:0 18px 48px -14px rgba(14,26,36,.22);
    border:1px solid rgba(14,26,36,.06);
    padding:8px;min-width:230px;
    opacity:0;pointer-events:none;visibility:hidden;
    transform:translateY(-4px);
    transition:opacity .2s ease, transform .2s ease, visibility 0s linear .2s;
    z-index:60;
  }
  nav .main-nav > li.has-sub:hover > .sub-nav,
  nav .main-nav > li.has-sub:focus-within > .sub-nav{
    opacity:1;pointer-events:auto;visibility:visible;
    transform:translateY(0);
    transition:opacity .2s ease, transform .2s ease, visibility 0s;
  }
  nav .sub-nav a{
    display:block;padding:10px 14px;border-radius:8px;
    font-size:13.5px;color:var(--ink-soft);line-height:1.4;
    transition:background .15s, color .15s;
  }
  nav .sub-nav a:hover{background:var(--cream-warm);color:var(--ink)}
  nav .sub-nav a strong{display:block;font-weight:600;color:var(--ink);font-size:14px;margin-bottom:2px}
  .cta{
    background:var(--ink);color:#fff;padding:10px 18px;border-radius:999px;
    font-size:14px;font-weight:600;transition:transform .2s, background .2s;
    white-space:nowrap;
  }
  .cta:hover{transform:translateY(-1px);background:var(--blue-dark)}

  /* ---------- HERO ---------- */
  .hero{
    position:relative;min-height:92vh;display:flex;align-items:center;
    overflow:hidden;background:linear-gradient(180deg,var(--cream-warm) 0%,var(--cream) 100%);
    padding:130px 0 90px;
  }
  .hero::before{
    content:"";position:absolute;inset:0;pointer-events:none;
    background-image:
      radial-gradient(circle at 15% 20%, rgba(114,191,68,.08), transparent 40%),
      radial-gradient(circle at 85% 85%, rgba(0,158,219,.07), transparent 45%);
  }
  .hero-grid{
    display:grid;grid-template-columns:1.05fr 1fr;gap:72px;align-items:center;
    max-width:1280px;margin:0 auto;padding:0 28px;position:relative;z-index:2;
  }
  .hero h1{font-size:clamp(42px,5.5vw,74px);margin-bottom:26px}
  .hero h1 em{font-style:italic;color:var(--blue-dark);font-weight:500}
  .hero p.lead{
    font-size:20px;color:var(--ink-soft);max-width:540px;margin-bottom:36px;
  }
  .hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:44px}
  .btn-ghost{
    padding:13px 24px;border-radius:999px;border:1.5px solid rgba(14,26,36,.15);
    font-size:15px;font-weight:600;color:var(--ink);transition:all .2s;
    display:inline-flex;align-items:center;gap:8px;font-family:inherit;
  }
  .btn-ghost:hover{border-color:var(--ink);background:var(--ink);color:#fff}
  .btn-primary{
    padding:14px 28px;border-radius:999px;background:var(--green);color:#fff;
    font-size:15px;font-weight:600;transition:all .2s;display:inline-flex;align-items:center;gap:10px;
    box-shadow:0 10px 28px -10px rgba(114,191,68,.6);font-family:inherit;
  }
  .btn-primary:hover{background:var(--green-dark);transform:translateY(-2px)}
  .hero-trust{
    display:flex;gap:28px;font-size:13px;color:var(--ink-mute);flex-wrap:wrap;
    align-items:center;
  }
  .hero-trust strong{color:var(--ink);font-weight:600}
  .hero-trust .dot{width:4px;height:4px;border-radius:50%;background:rgba(14,26,36,.2)}
  .hero-photo{
    position:relative;aspect-ratio:4/5;border-radius:var(--radius-lg);overflow:hidden;
    box-shadow:var(--shadow-lg);
    background:linear-gradient(135deg,#e9f7fb 0%,#dff0e0 100%);
  }
  .hero-photo img{width:100%;height:100%;object-fit:cover;object-position:center 15%}
  .hero-photo .quote-card{
    position:absolute;left:22px;right:22px;bottom:22px;
    background:rgba(255,255,255,.96);backdrop-filter:blur(10px);
    border-radius:14px;padding:18px 20px;
    box-shadow:0 10px 28px -8px rgba(0,0,0,.18);
  }
  .hero-photo .quote-card .q{
    font-family:'Fraunces',serif;font-size:15px;line-height:1.45;color:var(--ink);font-style:italic;
  }
  .hero-photo .quote-card .attr{
    margin-top:8px;font-size:12px;color:var(--ink-mute);font-weight:500;letter-spacing:.03em;
  }

  /* ---------- STAT STRIP ---------- */
  .stats{background:#fff;padding:56px 0;border-bottom:1px solid rgba(14,26,36,.06)}
  .stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:40px;text-align:left}
  .stat .num{font-family:'Fraunces',serif;font-size:52px;font-weight:600;color:var(--ink);line-height:1}
  .stat .num span{color:var(--green)}
  .stat .label{font-size:14px;color:var(--ink-soft);margin-top:8px;font-weight:500;line-height:1.45}

  /* ---------- PHILOSOPHY ---------- */
  .philosophy{
    position:relative;overflow:hidden;
    background:linear-gradient(180deg,var(--stone) 0%,#e0d8c2 100%);
    padding:130px 0;color:var(--ink);
  }
  .philosophy::before{
    content:"";position:absolute;inset:0;opacity:.35;pointer-events:none;
    background-image:
      radial-gradient(circle at 10% 20%, rgba(114,191,68,.25), transparent 45%),
      radial-gradient(circle at 90% 80%, rgba(0,158,219,.18), transparent 50%);
  }
  .philosophy-grid{
    position:relative;z-index:2;display:grid;grid-template-columns:1fr 1.15fr;gap:72px;align-items:center;
  }
  .philosophy .quote{
    font-family:'Fraunces',serif;font-size:clamp(32px,3.6vw,46px);
    font-weight:500;line-height:1.15;letter-spacing:-.02em;color:var(--ink);
  }
  .philosophy .quote em{font-style:italic;color:var(--green-deep)}
  .philosophy .byline{
    margin-top:24px;font-size:14px;color:var(--ink-mute);letter-spacing:.06em;text-transform:uppercase;font-weight:600;
  }
  .philosophy .body p{
    font-size:18px;color:var(--ink-soft);margin-bottom:18px;line-height:1.7;
  }
  .philosophy .body p strong{color:var(--ink);font-weight:600}
  .pillars{
    display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:100px;position:relative;z-index:2;
  }
  .pillar{
    background:rgba(255,255,255,.7);backdrop-filter:blur(6px);
    border:1px solid rgba(14,26,36,.08);
    border-radius:var(--radius);padding:28px 24px;
    transition:transform .25s, box-shadow .25s, background .25s;
  }
  .pillar:hover{transform:translateY(-4px);background:#fff;box-shadow:var(--shadow)}
  .pillar .p-num{
    font-family:'Fraunces',serif;font-size:30px;color:var(--green-dark);
    line-height:1;margin-bottom:14px;font-style:italic;
  }
  .pillar h3{font-size:18px;margin-bottom:8px;letter-spacing:-.01em}
  .pillar p{font-size:14px;color:var(--ink-soft);line-height:1.55}

  /* ---------- SECTIONS ---------- */
  section{padding:120px 0}
  .section-head{max-width:720px;margin-bottom:64px}
  .section-head h2{font-size:clamp(34px,4vw,52px);margin-bottom:18px}
  .section-head p{font-size:19px;color:var(--ink-soft);line-height:1.6}

  /* ---------- VIDEO LIBRARY (HONEYCOMB) ---------- */
  .videos{
    background:linear-gradient(180deg,#fff 0%,var(--cream-warm) 100%);
    position:relative;
  }
  .videos::before{
    content:"";position:absolute;inset:0;pointer-events:none;
    background-image:
      radial-gradient(circle at 18% 30%, rgba(0,158,219,.06), transparent 45%),
      radial-gradient(circle at 82% 70%, rgba(114,191,68,.05), transparent 50%);
  }
  .honeycomb-stage{
    display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;
    margin-top:24px;position:relative;
  }
  .hex-info-wrap{position:relative;display:flex;align-items:center;justify-content:center;overflow:visible}
  .hex-info-wrap::before{
    content:"";position:absolute;
    top:50%;left:50%;transform:translate(-50%,-50%);
    width:220%;height:220%;max-width:920px;max-height:920px;
    background:url("assets/Tree2.png") center/contain no-repeat;
    opacity:.22;
    z-index:0;pointer-events:none;
  }
  .hex-info-wrap .hex-info{
    position:relative;z-index:1;
    background:rgba(255,255,255,.42);backdrop-filter:blur(8px) saturate(140%);
    -webkit-backdrop-filter:blur(8px) saturate(140%);
    border:1px solid rgba(255,255,255,.6);
  }
  .honeycomb{
    position:relative;
    width:100%;
    max-width:560px;
    margin:0 auto;
    aspect-ratio: 25 / 26;
    filter: drop-shadow(0 30px 50px rgba(10,79,122,.18));
  }
  .hex{
    position:absolute;
    width:40%;
    aspect-ratio: 1 / 0.866;
    color:inherit;text-decoration:none;
    transition:transform .3s ease, filter .3s ease;
    cursor:pointer;
    /* strip <button> defaults so no black box lines show */
    background:transparent;border:0;padding:0;margin:0;
    font:inherit;
    -webkit-appearance:none;appearance:none;
    outline:none;
  }
  .hex:focus-visible .hex-face{box-shadow:0 0 0 3px rgba(0,158,219,.55)}
  .hex--top{left:30%;top:0}
  .hex--ul {left:0;   top:16.67%}
  .hex--ur {left:60%; top:16.67%}
  .hex--c  {left:30%; top:33.33%}
  .hex--ll {left:0;   top:50%}
  .hex--lr {left:60%; top:50%}
  .hex--bot{left:30%; top:66.67%}
  .hex:hover,.hex:focus-visible{transform:scale(1.04);z-index:5}
  /* Floating tooltip near each hex on hover */
  .hex::after{
    content: attr(data-src) "\A" attr(data-title);
    position:absolute;left:50%;
    bottom:calc(100% + 2px);
    transform:translateX(-50%) translateY(4px);
    background:var(--ink);color:#fff;
    padding:10px 14px;border-radius:10px;
    font-family:'Inter',system-ui,sans-serif;
    font-size:12.5px;line-height:1.45;font-weight:500;
    white-space:pre;text-align:center;
    max-width:240px;
    opacity:0;pointer-events:none;
    transition:opacity .18s ease, transform .18s ease;
    z-index:30;
    box-shadow:0 10px 28px -10px rgba(14,26,36,.45);
  }
  .hex::before{
    content:"";position:absolute;left:50%;
    bottom:calc(100% - 6px);
    transform:translateX(-50%) translateY(4px);
    border:6px solid transparent;border-top-color:var(--ink);
    opacity:0;pointer-events:none;
    transition:opacity .18s ease, transform .18s ease;
    z-index:30;
  }
  .hex:hover::after,.hex:hover::before,
  .hex:focus-visible::after,.hex:focus-visible::before{
    opacity:1;transform:translateX(-50%) translateY(0);
  }
  /* Bottom hex: flip tooltip below */
  .hex--bot::after{bottom:auto;top:calc(100% + 2px)}
  .hex--bot::before{
    bottom:auto;top:calc(100% - 6px);
    border-top-color:transparent;border-bottom-color:var(--ink);
  }
  .hex-face{
    position:absolute;inset:2%;
    clip-path:polygon(25% 0, 75% 0, 100% 50%, 75% 100%, 25% 100%, 0 50%);
    overflow:hidden;
    background:linear-gradient(140deg,var(--blue) 0%,var(--blue-dark) 55%,var(--blue-deep) 100%);
    transition:filter .3s ease;
  }
  .hex--top  .hex-face{background:linear-gradient(140deg,#7fc8e8 0%,var(--blue) 60%,var(--blue-dark) 100%)}
  .hex--ul   .hex-face{background:linear-gradient(140deg,var(--blue) 0%,var(--blue-dark) 60%,var(--blue-deep) 100%)}
  .hex--ur   .hex-face{background:linear-gradient(140deg,#a0d8ed 0%,#6ab4d6 60%,var(--blue-dark) 100%)}
  .hex--c    .hex-face{background:linear-gradient(140deg,#ffffff 0%,#fbf5e6 45%,#e8d7a8 100%)}
  .hex--ll   .hex-face{background:linear-gradient(140deg,var(--green) 0%,var(--green-dark) 60%,var(--green-deep) 100%)}
  .hex--lr   .hex-face{background:linear-gradient(140deg,#a7d88a 0%,var(--green) 55%,var(--green-dark) 100%)}
  .hex--bot  .hex-face{background:linear-gradient(140deg,var(--blue-dark) 0%,var(--blue-deep) 60%,#06304d 100%)}
  .hex-face::before{
    content:"";position:absolute;inset:0;
    background:
      radial-gradient(ellipse at 30% 20%, rgba(255,255,255,.35) 0%, transparent 45%),
      radial-gradient(ellipse at 70% 90%, rgba(0,0,0,.18) 0%, transparent 55%);
    pointer-events:none;
  }
  .hex-face::after{
    content:"";position:absolute;inset:0;
    clip-path:polygon(25% 0, 75% 0, 100% 50%, 75% 100%, 25% 100%, 0 50%);
    box-shadow:inset 0 0 0 2px rgba(255,255,255,.14);
    pointer-events:none;
  }
  .hex--c .hex-face::after{box-shadow:inset 0 0 0 2px rgba(10,79,122,.15)}
  .hex-face img{
    position:absolute;inset:0;width:100%;height:100%;object-fit:cover;
    transition:transform .5s ease, filter .3s ease;
    filter:saturate(.92) brightness(.85);
    mix-blend-mode:luminosity;opacity:.85;
  }
  .hex:hover .hex-face img,.hex:focus-visible .hex-face img{
    transform:scale(1.08);filter:saturate(1.05) brightness(1);opacity:1;
  }
  .hex-play{
    position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);
    width:52px;height:52px;border-radius:50%;
    background:rgba(255,255,255,.95);
    display:flex;align-items:center;justify-content:center;
    box-shadow:0 10px 30px -8px rgba(14,26,36,.55);
    transition:transform .3s cubic-bezier(.2,.8,.3,1.3), background .3s ease;
    z-index:2;
  }
  .hex--c .hex-play{
    background:linear-gradient(135deg,var(--blue) 0%,var(--blue-deep) 100%);
    box-shadow:0 12px 36px -6px rgba(10,79,122,.55);
  }
  .hex--c .hex-play svg{color:#fff;margin-left:3px}
  .hex:hover .hex-play,.hex:focus-visible .hex-play{
    transform:translate(-50%,-50%) scale(1.15);
  }
  .hex-play svg{width:20px;height:20px;color:var(--ink);margin-left:3px}
  .hex-label{
    position:absolute;bottom:17%;left:10%;right:10%;text-align:center;
    font-size:10px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;
    color:#fff;text-shadow:0 1px 3px rgba(0,0,0,.6);
    z-index:2;pointer-events:none;
    line-height:1.2;
  }
  .hex--c .hex-label{color:var(--blue-deep);text-shadow:none;font-weight:800}
  .hex[data-coming="true"] .hex-face{filter:saturate(.55) brightness(.9)}
  .hex[data-coming="true"] .hex-play{background:rgba(255,255,255,.75)}
  .hex[data-coming="true"] .hex-play svg{color:var(--ink-mute)}

  .hex-info{
    background:#fff;border-radius:var(--radius-lg);padding:32px 34px;
    border:1px solid rgba(14,26,36,.08);
    box-shadow:0 20px 60px -28px rgba(14,26,36,.18);
    min-height:220px;
    transition:border-color .2s ease;
  }
  .hex-info .src{
    font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
    color:var(--blue-dark);display:block;margin-bottom:10px;
    transition:color .2s ease;
  }
  .hex-info[data-accent="green"] .src{color:var(--green-deep)}
  .hex-info[data-accent="hero"] .src{color:#a48236}
  .hex-info[data-accent="coming"] .src{color:var(--ink-mute)}
  .hex-info h3{
    font-size:26px;line-height:1.2;letter-spacing:-.01em;margin-bottom:12px;
  }
  .hex-info p{font-size:15.5px;color:var(--ink-soft);line-height:1.6;margin-bottom:18px}
  .hex-info .play-cta{
    display:inline-flex;align-items:center;gap:10px;
    padding:10px 18px;border-radius:999px;
    background:var(--ink);color:#fff;font-size:13.5px;font-weight:600;
    transition:background .2s ease, transform .2s ease;
  }
  .hex-info .play-cta:hover{background:var(--blue-dark);transform:translateY(-1px)}
  .hex-info .play-cta svg{width:14px;height:14px}
  .hex-info[data-accent="coming"] .play-cta{background:var(--ink-mute);pointer-events:none}
  .videos-footnote{
    margin-top:56px;text-align:center;font-size:14px;color:var(--ink-mute);
  }

  /* ---------- VIDEO MODAL / LIGHTBOX ---------- */
  .vmodal{
    position:fixed;inset:0;z-index:1000;
    background:rgba(10,18,28,.78);
    backdrop-filter:blur(10px) saturate(160%);
    display:flex;align-items:center;justify-content:center;
    padding:32px;
    opacity:0;pointer-events:none;
    transition:opacity .25s ease;
  }
  .vmodal.open{opacity:1;pointer-events:auto}
  .vmodal-frame{
    position:relative;width:100%;max-width:1080px;
    background:#000;border-radius:18px;overflow:hidden;
    box-shadow:0 40px 120px rgba(0,0,0,.6);
    transform:scale(.96) translateY(8px);
    transition:transform .3s cubic-bezier(.2,.8,.3,1.1);
  }
  .vmodal.open .vmodal-frame{transform:scale(1) translateY(0)}
  .vmodal-player{
    position:relative;width:100%;aspect-ratio:16/9;background:#000;
  }
  .vmodal-player iframe{
    position:absolute;inset:0;width:100%;height:100%;border:0;
  }
  .vmodal-caption{
    padding:18px 24px;background:#0b1419;color:#fff;
    display:flex;justify-content:space-between;gap:24px;align-items:center;
    flex-wrap:wrap;
  }
  .vmodal-caption .meta{font-size:14px}
  .vmodal-caption .meta strong{display:block;font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:18px;margin-bottom:2px}
  .vmodal-caption .meta span{color:rgba(255,255,255,.6);font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;font-weight:700}
  .vmodal-close{
    position:absolute;top:-52px;right:-4px;
    width:40px;height:40px;border-radius:50%;border:0;
    background:rgba(255,255,255,.12);color:#fff;cursor:pointer;
    display:flex;align-items:center;justify-content:center;
    transition:background .2s ease, transform .2s ease;
  }
  .vmodal-close:hover{background:rgba(255,255,255,.22);transform:scale(1.05)}
  .vmodal-close svg{width:18px;height:18px}

  /* Mobile fallback: vertical list */
  .honeycomb-mobile{display:none}
  @media (max-width: 860px){
    .honeycomb-stage{grid-template-columns:1fr;gap:32px}
    .honeycomb{max-width:480px}
  }
  @media (max-width: 640px){
    .honeycomb{display:none}
    .hex-info{display:none}
    .honeycomb-mobile{
      display:flex;flex-direction:column;gap:18px;max-width:460px;margin:0 auto;
    }
    .hex-m{
      display:flex;gap:16px;align-items:center;color:inherit;text-decoration:none;
      padding:12px;border-radius:14px;cursor:pointer;
      transition:background .2s ease;
      border:1px solid transparent;
      background:transparent;font:inherit;text-align:left;width:100%;
      -webkit-appearance:none;appearance:none;
    }
    .hex-m:hover{background:#fff;border-color:rgba(14,26,36,.08);box-shadow:var(--shadow)}
    .hex-m-thumb{
      position:relative;flex-shrink:0;width:84px;height:84px;
      clip-path:polygon(25% 0, 75% 0, 100% 50%, 75% 100%, 25% 100%, 0 50%);
      overflow:hidden;
      background:linear-gradient(135deg,var(--blue) 0%,var(--blue-deep) 100%);
    }
    .hex-m:nth-child(even) .hex-m-thumb{
      background:linear-gradient(135deg,var(--green) 0%,var(--green-deep) 100%);
    }
    .hex-m-thumb img{width:100%;height:100%;object-fit:cover;opacity:.85}
    .hex-m-thumb svg{
      position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);
      width:16px;height:16px;color:#fff;margin-left:2px;z-index:2;
      filter:drop-shadow(0 1px 3px rgba(0,0,0,.5));
    }
    .hex-m .src{
      font-size:10.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
      color:var(--blue-dark);display:block;margin-bottom:4px;
    }
    .hex-m:nth-child(even) .src{color:var(--green-deep)}
    .hex-m h4{font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:16px;line-height:1.25;margin-bottom:4px}
    .hex-m p{font-size:13px;color:var(--ink-soft);line-height:1.45}
    .vmodal-close{top:-48px}
  }

  /* ---------- CAR-INSURANCE ANALOGY ---------- */
  .analogy{background:var(--paper)}
  .analogy-grid{
    display:grid;grid-template-columns:1.1fr 1fr;gap:72px;align-items:center;
  }
  .analogy .card{
    background:var(--cream-warm);border-radius:var(--radius-lg);padding:42px;
    border:1px solid rgba(14,26,36,.06);
  }
  .analogy .card h3{font-size:24px;margin-bottom:16px}
  .analogy .card p{font-size:16px;color:var(--ink-soft);margin-bottom:14px;line-height:1.7}
  .compare-pair{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:28px}
  .compare-pair .col{
    background:#fff;border-radius:12px;padding:18px 20px;
    border:1px solid rgba(14,26,36,.08);
  }
  .compare-pair .col h4{font-size:14px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-mute);margin-bottom:10px}
  .compare-pair .col ul{list-style:none;font-size:14.5px;color:var(--ink);}
  .compare-pair .col li{padding:5px 0;display:flex;gap:8px;align-items:flex-start}
  .compare-pair .col li::before{content:"•";color:var(--green);font-weight:700;flex-shrink:0}
  .compare-pair .col.bills li::before{color:var(--ink-mute)}

  /* ---------- BENEFITS ---------- */
  .benefits{background:linear-gradient(180deg,#fff 0%,var(--cream-warm) 100%)}
  .benefits-grid{
    display:grid;grid-template-columns:repeat(3,1fr);gap:24px;
  }
  .benefit{
    padding:32px 28px;border-radius:var(--radius);background:#fff;
    transition:all .3s;border:1px solid rgba(14,26,36,.06);
    display:flex;flex-direction:column;gap:14px;
  }
  .benefit:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:rgba(14,26,36,.1)}
  .benefit .icon{
    width:48px;height:48px;border-radius:12px;
    display:flex;align-items:center;justify-content:center;
    background:rgba(114,191,68,.14);color:var(--green-dark);flex-shrink:0;
  }
  .benefit:nth-child(even) .icon{background:rgba(0,158,219,.12);color:var(--blue-dark)}
  .benefit h3{font-size:19px;line-height:1.2;letter-spacing:-.01em}
  .benefit p{font-size:14.5px;color:var(--ink-soft);line-height:1.6}

  /* ---------- INCLUDED CHECKLIST ---------- */
  .included{background:var(--ink);color:#fff}
  .included .section-head h2{color:#fff}
  .included .section-head p{color:rgba(255,255,255,.7)}
  .checklist{
    display:grid;grid-template-columns:repeat(3,1fr);gap:16px 28px;
  }
  .check{
    display:flex;gap:14px;align-items:flex-start;padding:16px 0;
    border-bottom:1px solid rgba(255,255,255,.08);font-size:15.5px;
  }
  .check svg{flex-shrink:0;color:var(--green);margin-top:2px}

  /* ---------- WELLNESS WHEEL ---------- */
  .wellness{background:linear-gradient(180deg,#fff 0%,var(--cream-warm) 100%)}
  .wellness-layout{
    display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;
    margin-top:24px;
  }
  .wellness-wheel-wrap{
    position:relative;
    aspect-ratio: 4/3;
    max-width: 580px;
    width: 100%;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: 0 24px 60px -20px rgba(13,31,45,.35);
  }
  /* Nasiff hero banner — full rectangular backdrop */
  .wellness-wheel-wrap::before{
    content:"";position:absolute;inset:0;
    background-image: url("assets/nasiff-hero-banner.png");
    background-size: cover;
    background-position: center;
    z-index: 0;
  }
  /* Soft dark vignette so the wheel reads cleanly without hiding the image edges */
  .wellness-wheel-wrap::after{
    content:"";position:absolute;inset:0;
    background: radial-gradient(circle at center,
      rgba(6,19,32,0.82) 0%,
      rgba(6,19,32,0.55) 35%,
      rgba(6,19,32,0.18) 70%,
      rgba(6,19,32,0.05) 100%);
    z-index: 1;
    pointer-events: none;
  }
  .wellness-wheel-wrap svg{
    height: 90%;
    width: auto;
    max-width: 100%;
    display: block;
    overflow: visible;
    position: relative;
    z-index: 2;
  }
  .wellness-seg{
    cursor:pointer;stroke:#fff;stroke-width:2.5;
    transition:filter .2s, stroke-width .2s;
  }
  .wellness-seg:hover{filter:brightness(1.08)}
  .wellness-seg.selected{stroke:var(--ink);stroke-width:3.5;filter:brightness(1.05)}
  .wellness-label{
    font-size:13px;font-weight:700;fill:#fff;pointer-events:none;
    text-anchor:middle;letter-spacing:.04em;
    font-family:'Inter',sans-serif;
  }
  .wellness-center{fill:#fff;stroke:rgba(14,26,36,.08)}
  .wellness-center-text{text-anchor:middle;pointer-events:none;font-family:'Fraunces',serif;fill:var(--ink)}
  .wellness-info{
    background:#fff;border-radius:var(--radius-lg);padding:36px 38px;
    box-shadow:var(--shadow);border:1px solid rgba(14,26,36,.06);
    min-height:380px;display:flex;flex-direction:column;justify-content:center;
  }
  .wellness-info .age-tag{
    display:inline-block;align-self:flex-start;
    font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;
    padding:5px 12px;border-radius:999px;margin-bottom:14px;
  }
  .wellness-info .age-stage{
    font-family:'Fraunces',serif;font-size:26px;font-weight:600;color:var(--ink);
    margin-bottom:12px;letter-spacing:-.01em;line-height:1.2;
  }
  .wellness-info .age-tagline{
    font-size:15.5px;color:var(--ink-soft);margin-bottom:20px;line-height:1.6;
  }
  .wellness-info ul{list-style:none;display:flex;flex-direction:column;gap:9px}
  .wellness-info ul li{
    font-size:14px;color:var(--ink);display:flex;gap:12px;align-items:flex-start;line-height:1.5;
  }
  .wellness-info ul li::before{
    content:"";width:6px;height:6px;border-radius:50%;background:var(--green);
    margin-top:8px;flex-shrink:0;
  }
  .wellness-info .placeholder{
    color:var(--ink-mute);font-size:15px;font-style:italic;text-align:center;line-height:1.55;
    padding:0 8px;
  }
  .wellness-disclaimer{
    margin-top:42px;text-align:center;font-size:13px;color:var(--ink-mute);
    font-style:italic;max-width:680px;margin-left:auto;margin-right:auto;line-height:1.6;
  }

  /* ---------- PRICING ---------- */
  .pricing{background:var(--cream-warm)}
  .pricing-tabs{
    display:inline-flex;background:#fff;border-radius:999px;padding:6px;
    box-shadow:0 4px 14px -6px rgba(14,26,36,.12);margin-bottom:48px;
  }
  .pricing-tab{
    padding:10px 24px;border-radius:999px;font-size:14px;font-weight:600;
    cursor:pointer;transition:all .2s;border:0;background:transparent;color:var(--ink-soft);
    font-family:inherit;
  }
  .pricing-tab.active{background:var(--ink);color:#fff}
  .pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
  .plan{
    background:#fff;border-radius:var(--radius-lg);padding:36px 32px;
    box-shadow:0 6px 24px -10px rgba(14,26,36,.1);
    border:1px solid rgba(14,26,36,.06);
    display:flex;flex-direction:column;gap:8px;
    transition:transform .25s, box-shadow .25s;
    position:relative;
  }
  .plan:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
  .plan.featured{
    background:linear-gradient(155deg,#fff 0%,#fff 60%,rgba(114,191,68,.08) 100%);
    border-color:rgba(114,191,68,.3);
  }
  .plan.featured::before{
    content:"Most common";position:absolute;top:-12px;right:24px;
    background:var(--green);color:#fff;font-size:11px;font-weight:700;letter-spacing:.08em;
    text-transform:uppercase;padding:5px 12px;border-radius:999px;
  }
  .plan .tier{font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-mute)}
  .plan .age{font-family:'Fraunces',serif;font-size:22px;color:var(--ink);margin-top:2px}
  .plan .price{
    font-family:'Fraunces',serif;font-size:64px;font-weight:600;color:var(--ink);
    line-height:1;margin:12px 0 2px;
  }
  .plan .price small{font-size:15px;color:var(--ink-mute);font-weight:400;font-family:'Inter',sans-serif}
  .plan .sub{font-size:13px;color:var(--ink-mute)}
  .plan ul{list-style:none;margin-top:18px;padding-top:18px;border-top:1px solid rgba(14,26,36,.07);display:flex;flex-direction:column;gap:8px}
  .plan ul li{font-size:13.5px;color:var(--ink-soft);display:flex;gap:8px;align-items:flex-start}
  .plan ul li svg{color:var(--green);flex-shrink:0;margin-top:2px}
  .plan .btn-primary{margin-top:24px;justify-content:center}
  .plan-footnotes{
    margin-top:42px;display:grid;grid-template-columns:1fr 1fr;gap:20px;
  }
  .plan-footnotes .note{
    background:#fff;padding:22px 26px;border-radius:14px;
    border:1px solid rgba(14,26,36,.06);font-size:14px;color:var(--ink-soft);
  }
  .plan-footnotes .note strong{color:var(--ink);font-weight:600;display:block;margin-bottom:4px;font-size:14.5px}
  /* Savings calculator */
  .compare{
    background:#fff;border-radius:var(--radius-lg);padding:42px 44px;margin-top:56px;
    box-shadow:var(--shadow);border:1px solid rgba(14,26,36,.06);
    display:grid;grid-template-columns:1fr 1.15fr;gap:48px;align-items:center;
  }
  .compare .calc-eyebrow{
    font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;
    color:var(--green-dark);margin-bottom:10px;
  }
  .compare h3{font-size:22px;letter-spacing:-.01em;margin-bottom:6px}
  .slider-block .slider-hint{
    font-size:13px;color:var(--ink-mute);margin-bottom:18px;line-height:1.5;
  }
  .slider-block .count{
    font-family:'Fraunces',serif;font-size:64px;font-weight:600;color:var(--ink);line-height:1;margin:2px 0 22px;
  }
  .slider-block .count small{font-size:22px;color:var(--ink-mute);font-weight:400;margin-left:10px;font-family:'Inter',sans-serif}
  input[type=range]{
    -webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:999px;
    background:linear-gradient(90deg,var(--green) 0%, var(--green) 0%, #e6e2d6 0%);
    outline:none;margin-bottom:22px;
  }
  input[type=range]::-webkit-slider-thumb{
    -webkit-appearance:none;appearance:none;width:24px;height:24px;border-radius:50%;
    background:#fff;border:3px solid var(--green);cursor:pointer;
    box-shadow:0 4px 12px rgba(0,0,0,.15);
  }
  input[type=range]::-moz-range-thumb{
    width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid var(--green);
    cursor:pointer;box-shadow:0 4px 12px rgba(0,0,0,.15);
  }
  .savings-callout{
    padding:16px 20px;background:linear-gradient(110deg,rgba(114,191,68,.14),rgba(0,158,219,.08));
    border-radius:12px;font-size:15px;color:var(--ink);font-weight:500;line-height:1.5;
  }
  .savings-callout span{font-family:'Fraunces',serif;font-size:28px;font-weight:600;color:var(--green-deep);margin-right:6px}
  .bars{display:flex;flex-direction:column;gap:16px}
  .bar-row{display:flex;align-items:center;gap:16px}
  .bar-label{width:150px;font-size:13.5px;font-weight:600;color:var(--ink)}
  .bar-track{flex:1;height:40px;background:#f1efe8;border-radius:10px;position:relative;overflow:hidden}
  .bar-fill{
    height:100%;border-radius:10px;display:flex;align-items:center;padding:0 14px;
    color:#fff;font-weight:600;font-size:13.5px;transition:width .6s cubic-bezier(.2,.8,.2,1);
    min-width:90px;
  }
  .bar-fdpc{background:linear-gradient(90deg,var(--green),var(--green-dark))}
  .bar-trad{background:linear-gradient(90deg,#8a97a3,#5a6772)}
  .bars-note{font-size:12px;color:var(--ink-mute);margin-top:14px;line-height:1.55}

  /* "Is DPC a fit for you?" quiz */
  .quiz-card{
    background:#fff;border-radius:var(--radius-lg);padding:40px 44px;margin-top:36px;
    box-shadow:var(--shadow);border:1px solid rgba(14,26,36,.06);
    min-height:340px;display:flex;flex-direction:column;
  }
  .quiz-progress{
    display:flex;gap:8px;justify-content:center;margin-bottom:28px;
  }
  .quiz-dot{
    width:36px;height:5px;border-radius:999px;background:#e6e2d6;transition:background .3s;
  }
  .quiz-dot.active{background:var(--green)}
  .quiz-dot.done{background:var(--green-dark)}
  .quiz-question{text-align:center}
  .quiz-question .qnum{
    font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-mute);
  }
  .quiz-question h3{
    font-size:25px;margin:8px 0 26px;letter-spacing:-.01em;font-weight:600;line-height:1.2;
  }
  .quiz-options{
    display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));
    gap:10px;max-width:780px;margin:0 auto;
  }
  .quiz-option{
    background:var(--cream-warm);border:2px solid transparent;border-radius:12px;
    padding:16px 18px;text-align:left;cursor:pointer;font-family:inherit;
    font-size:14px;color:var(--ink);font-weight:500;line-height:1.4;
    transition:all .15s;
  }
  .quiz-option:hover{border-color:var(--green);background:#fff;transform:translateY(-1px)}
  .quiz-option:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
  .quiz-nav{
    display:flex;justify-content:space-between;margin-top:28px;align-items:center;font-size:13px;
  }
  .quiz-back, .quiz-restart{
    background:none;border:0;cursor:pointer;font-family:inherit;font-size:13px;
    padding:6px 10px;color:var(--ink-mute);
  }
  .quiz-back:hover, .quiz-restart:hover{color:var(--ink)}
  .quiz-back:disabled{opacity:0;pointer-events:none}
  .quiz-restart{color:var(--blue-dark)}

  .quiz-result{text-align:center;padding:4px 0;animation:fadeUp .5s cubic-bezier(.2,.8,.2,1)}
  @keyframes fadeUp{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
  .quiz-result .verdict{
    font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
  }
  .quiz-result.strong .verdict{color:var(--green-dark)}
  .quiz-result.caveat .verdict{color:var(--blue-dark)}
  .quiz-result.soft .verdict{color:var(--ink-mute)}
  .quiz-result h3{
    font-size:30px;margin:10px 0 16px;line-height:1.15;letter-spacing:-.01em;
  }
  .quiz-result p{
    font-size:16px;color:var(--ink-soft);line-height:1.65;max-width:580px;margin:0 auto 14px;
  }
  .quiz-result .recommend{
    margin:22px auto 6px;display:inline-block;
    background:linear-gradient(120deg,var(--cream-warm),rgba(114,191,68,.06));
    border:1px solid rgba(114,191,68,.18);
    border-radius:12px;padding:18px 26px;
  }
  .quiz-result .recommend strong{font-family:'Fraunces',serif;font-size:20px;color:var(--ink);font-weight:600}
  .quiz-result .recommend .price{color:var(--green-dark);font-weight:700;margin:0 4px}
  .quiz-result .mending-note{
    font-size:13px;color:var(--blue-dark);margin-top:14px;font-style:italic;
    max-width:520px;margin-left:auto;margin-right:auto;
  }
  .quiz-result .actions{
    margin-top:28px;display:flex;gap:12px;justify-content:center;flex-wrap:wrap;
  }

  /* Mending Healthcare partnership callout */
  .mending-card{
    margin-top:48px;
    background:linear-gradient(135deg, var(--cream-warm) 0%, #fff 100%);
    border:1px solid rgba(14,26,36,.08);border-left:4px solid var(--blue-dark);
    border-radius:var(--radius);padding:30px 34px;
    display:grid;grid-template-columns:64px 1fr;gap:24px;align-items:start;
  }
  .mending-mark{
    width:64px;height:64px;border-radius:14px;
    background:linear-gradient(140deg,var(--blue) 0%,var(--blue-deep) 100%);
    color:#fff;display:flex;align-items:center;justify-content:center;
    font-family:'Fraunces',serif;font-size:30px;font-weight:700;
  }
  .mending-card .calc-eyebrow{
    font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
    color:var(--blue-dark);margin-bottom:8px;
  }
  .mending-card h3{font-size:21px;margin:0 0 10px;letter-spacing:-.01em}
  .mending-card p{font-size:14.5px;color:var(--ink-soft);line-height:1.65;margin-bottom:10px}
  .mending-card p:last-child{margin-bottom:0}
  .mending-card .pill{
    display:inline-block;font-size:11px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;
    color:var(--blue-deep);background:rgba(0,158,219,.1);
    padding:3px 10px;border-radius:999px;margin-left:10px;vertical-align:middle;
  }
  .mending-card a{
    color:var(--blue-dark);font-weight:600;text-decoration:none;
    border-bottom:1.5px solid rgba(0,158,219,.35);transition:border-color .2s;
  }
  .mending-card a:hover{border-color:var(--blue-dark)}

  .employer-band{
    margin-top:48px;background:linear-gradient(110deg,var(--blue-deep) 0%,var(--ink) 100%);
    color:#fff;border-radius:var(--radius-lg);padding:44px 48px;
    display:grid;grid-template-columns:1.2fr 1fr;gap:48px;align-items:center;
  }
  .employer-band h3{font-size:28px;color:#fff;margin-bottom:10px}
  .employer-band p{color:rgba(255,255,255,.8);margin-bottom:18px;font-size:15.5px;line-height:1.65}
  .employer-band ul{list-style:none;display:flex;flex-direction:column;gap:8px;font-size:14px}
  .employer-band ul li{display:flex;gap:10px;align-items:center;color:rgba(255,255,255,.85)}
  .employer-band ul li::before{content:"✓";color:var(--green);font-weight:700}
  .employer-rates{
    background:rgba(255,255,255,.08);border-radius:14px;padding:24px;
    display:flex;flex-direction:column;gap:14px;
    border:1px solid rgba(255,255,255,.1);
  }
  .employer-rates .row{display:flex;justify-content:space-between;align-items:baseline;border-bottom:1px solid rgba(255,255,255,.12);padding-bottom:12px}
  .employer-rates .row:last-child{border:0;padding-bottom:0}
  .employer-rates .row .who{font-size:13px;color:rgba(255,255,255,.7)}
  .employer-rates .row .amt{font-family:'Fraunces',serif;font-size:24px;color:#fff;font-weight:600}
  .employer-rates .row .amt small{font-size:12px;color:rgba(255,255,255,.6);font-weight:400;margin-left:4px}

  /* ---------- SERVICES PRICING TABLE ---------- */
  .services-pricing{background:linear-gradient(180deg,#fff 0%,var(--cream-warm) 100%)}
  .svcp-category{margin-bottom:42px}
  .svcp-category:last-child{margin-bottom:0}
  .svcp-cat-name{
    font-family:'Fraunces',Georgia,serif;font-size:22px;font-weight:600;
    letter-spacing:-.01em;margin-bottom:16px;color:var(--ink);
    padding-bottom:10px;border-bottom:1px solid rgba(14,26,36,.1);
  }
  .svcp-table{width:100%;border-collapse:collapse;font-size:15px}
  .svcp-table thead th{
    text-align:left;font-size:11px;font-weight:700;letter-spacing:.14em;
    text-transform:uppercase;color:var(--ink-mute);
    padding:10px 14px;border-bottom:1px solid rgba(14,26,36,.08);
  }
  .svcp-table thead th.price-col{text-align:right;width:180px}
  .svcp-table thead th.save-col{text-align:right;width:110px}
  .svcp-table tbody td{
    padding:14px;border-bottom:1px solid rgba(14,26,36,.06);vertical-align:middle;
  }
  .svcp-table tbody tr:last-child td{border-bottom:0}
  .svcp-table tbody tr:hover td{background:rgba(0,158,219,.04)}
  .svcp-service{font-weight:500}
  .svcp-sub{font-size:12.5px;color:var(--ink-mute);margin-top:2px;font-weight:400}
  .svcp-price{text-align:right;font-family:'Fraunces',Georgia,serif;font-size:18px;font-weight:600}
  .svcp-price--member{color:var(--green-deep)}
  .svcp-price--nonmember{color:var(--ink-soft)}
  .svcp-price small{font-size:12px;color:var(--ink-mute);font-weight:500;display:block;margin-top:2px;font-family:'Inter',sans-serif}
  .svcp-savings{
    text-align:right;font-weight:600;font-size:14px;color:var(--green-deep);
  }
  .svcp-savings-pill{
    display:inline-block;padding:3px 10px;border-radius:999px;
    background:rgba(114,191,68,.14);color:var(--green-deep);font-size:12px;
  }
  .svcp-placeholder-banner{
    background:rgba(255,186,0,.12);border:1px solid rgba(255,186,0,.35);
    color:#7a5c00;border-radius:12px;padding:14px 18px;
    font-size:13.5px;line-height:1.5;margin-bottom:32px;
    display:flex;gap:12px;align-items:flex-start;
  }
  .svcp-placeholder-banner svg{flex-shrink:0;color:#d18e00;margin-top:2px}

  /* ---------- CASH-PAY PARTNERSHIPS ---------- */
  .cash-pay{background:var(--ink);color:#fff}
  .cash-pay .section-head h2,.cash-pay .section-head p{color:#fff}
  .cash-pay .section-head p{color:rgba(255,255,255,.7)}
  .cp-table{
    width:100%;border-collapse:collapse;
    background:rgba(255,255,255,.04);border-radius:var(--radius);
    overflow:hidden;
  }
  .cp-table thead th{
    text-align:left;padding:16px 20px;
    font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
    color:rgba(255,255,255,.5);
    border-bottom:1px solid rgba(255,255,255,.08);
  }
  .cp-table thead th.price-col{text-align:right}
  .cp-table tbody td{
    padding:18px 20px;border-bottom:1px solid rgba(255,255,255,.06);
    font-size:15px;vertical-align:middle;
  }
  .cp-table tbody tr:last-child td{border-bottom:0}
  .cp-table tbody tr:hover td{background:rgba(255,255,255,.04)}
  .cp-service{font-weight:500}
  .cp-hint{color:rgba(255,255,255,.55);font-size:13px;margin-top:2px}
  .cp-price{
    text-align:right;font-family:'Fraunces',Georgia,serif;font-size:20px;font-weight:600;
    color:#fff;
  }
  .cp-savings{
    text-align:right;
  }
  .cp-savings .pill{
    display:inline-block;padding:4px 12px;border-radius:999px;
    background:rgba(114,191,68,.2);color:var(--green);font-size:12px;font-weight:600;
  }

  /* ---------- IRS / HSA TREATMENT ---------- */
  .irs{background:linear-gradient(180deg,var(--cream-warm) 0%,#fff 100%)}
  .irs-grid{
    display:grid;grid-template-columns:repeat(2,1fr);gap:22px;
    margin-bottom:32px;
  }
  .irs-card{
    background:#fff;border:1px solid rgba(14,26,36,.07);
    border-radius:var(--radius);padding:26px 28px;
    display:flex;flex-direction:column;gap:10px;
    transition:box-shadow .3s, transform .3s, border-color .3s;
  }
  .irs-card:hover{box-shadow:var(--shadow);transform:translateY(-2px);border-color:rgba(14,26,36,.12)}
  .irs-card .tag{
    display:inline-flex;align-items:center;gap:6px;
    font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
    padding:4px 10px;border-radius:999px;align-self:flex-start;
  }
  .irs-card .tag.yes{background:rgba(114,191,68,.14);color:var(--green-deep)}
  .irs-card .tag.no{background:rgba(220,53,69,.1);color:#b01e30}
  .irs-card .tag.maybe{background:rgba(255,186,0,.14);color:#7a5c00}
  .irs-card h3{font-size:19px;margin:0;letter-spacing:-.01em}
  .irs-card p{font-size:14.5px;color:var(--ink-soft);line-height:1.6;margin:0}
  .irs-disclaimer{
    background:rgba(14,26,36,.04);border-left:3px solid var(--ink-mute);
    padding:18px 22px;border-radius:8px;
    font-size:13.5px;color:var(--ink-soft);line-height:1.6;
  }
  .irs-disclaimer strong{color:var(--ink)}

  /* ---------- TEAM ---------- */
  .team{background:#fff}
  .team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:28px}
  .member{
    background:var(--paper);border-radius:var(--radius);overflow:hidden;
    border:1px solid rgba(14,26,36,.07);
    transition:transform .3s,box-shadow .3s;
  }
  .member:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
  .member .photo{aspect-ratio:4/5;overflow:hidden;background:#eee}
  .member .photo img{width:100%;height:100%;object-fit:cover;transition:transform .6s}
  .member:hover .photo img{transform:scale(1.04)}
  .member .body{padding:22px 22px 24px}
  .member .name{font-family:'Fraunces',serif;font-size:22px;color:var(--ink);letter-spacing:-.01em;line-height:1.15}
  .member .role{font-size:12.5px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--blue-dark);margin-top:4px}
  .member .bio{font-size:14px;color:var(--ink-soft);line-height:1.6;margin-top:14px}
  .member .tags{margin-top:14px;display:flex;flex-wrap:wrap;gap:6px}
  .member .tag{
    font-size:11.5px;font-weight:500;padding:3px 10px;border-radius:999px;
    background:rgba(114,191,68,.12);color:var(--green-deep);
  }
  .member .tag.blue{background:rgba(0,158,219,.12);color:var(--blue-dark)}
  .member.lead .body{background:linear-gradient(180deg,#fff 0%,rgba(114,191,68,.05) 100%)}
  .member .languages{
    margin-top:12px;padding-top:12px;border-top:1px dashed rgba(14,26,36,.12);
    font-size:12.5px;color:var(--ink-mute);
  }
  .member .languages strong{color:var(--ink);font-weight:600}

  /* ---------- SERVICES ---------- */
  .services{background:linear-gradient(180deg,var(--cream-warm) 0%,#fff 100%)}
  .services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
  .service{
    background:#fff;border-radius:var(--radius);padding:30px 28px;
    border:1px solid rgba(14,26,36,.07);
    display:flex;flex-direction:column;gap:14px;
    transition:all .25s;
  }
  .service:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
  .service-icon{
    width:58px;height:58px;border-radius:14px;display:flex;align-items:center;justify-content:center;
    background:rgba(0,158,219,.12);color:var(--blue-dark);
  }
  .service:nth-child(2) .service-icon{background:rgba(114,191,68,.14);color:var(--green-dark)}
  .service:nth-child(3) .service-icon{background:rgba(17,121,178,.14);color:var(--blue-deep)}
  .service:nth-child(4) .service-icon{background:rgba(107,161,60,.14);color:var(--green-deep)}
  .service:nth-child(5) .service-icon{background:rgba(201,122,61,.14);color:#a65a22}
  .service h3{font-size:20px;margin-bottom:8px}
  .service p{font-size:14.5px;color:var(--ink-soft);line-height:1.6}

  /* ---------- FAQ ---------- */
  .faq{background:#fff}
  .faq-list{display:flex;flex-direction:column;gap:12px;max-width:880px}
  .faq details{
    background:var(--cream-warm);border-radius:14px;padding:4px 4px;
    border:1px solid rgba(14,26,36,.06);
    transition:background .2s;
  }
  .faq details[open]{background:#fff;border-color:rgba(14,26,36,.12);box-shadow:0 4px 18px -8px rgba(14,26,36,.08)}
  .faq summary{
    list-style:none;cursor:pointer;padding:18px 24px;
    font-size:16px;font-weight:600;color:var(--ink);
    display:flex;justify-content:space-between;align-items:center;gap:18px;
  }
  .faq summary::-webkit-details-marker{display:none}
  .faq summary::after{
    content:"";width:22px;height:22px;border-radius:50%;flex-shrink:0;
    background:rgba(14,26,36,.06) url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%230e1a24' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'><polyline points='6 9 12 15 18 9'/></svg>") center/14px no-repeat;
    transition:transform .2s;
  }
  .faq details[open] summary::after{transform:rotate(180deg)}
  .faq .answer{padding:0 24px 20px;font-size:15px;color:var(--ink-soft);line-height:1.7}
  .faq .answer p{margin-bottom:10px}
  .faq .answer p:last-child{margin-bottom:0}

  /* ---------- TESTIMONIALS ---------- */
  .testimonials{background:var(--cream)}
  .tlist{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
  .tcard{
    background:#fff;border-radius:var(--radius);padding:32px;
    box-shadow:0 4px 20px -8px rgba(14,26,36,.1);
    display:flex;flex-direction:column;gap:20px;
  }
  .stars{color:#ffb938;font-size:16px;letter-spacing:2px}
  .tcard blockquote{font-family:'Fraunces',serif;font-size:18px;line-height:1.45;color:var(--ink)}
  .tmember{display:flex;align-items:center;gap:12px;margin-top:auto}
  .tavatar{
    width:44px;height:44px;border-radius:50%;
    display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:14px;
  }
  .tmember .name{font-weight:600;font-size:14px}
  .tmember .meta{font-size:12px;color:var(--ink-soft)}
  .placeholder-note{
    max-width:880px;margin:28px auto 0;text-align:center;font-size:12.5px;
    color:var(--ink-mute);font-style:italic;
  }

  /* ---------- CTA BAND ---------- */
  .cta-band{
    position:relative;overflow:hidden;
    background:linear-gradient(120deg,var(--blue) 0%,var(--green) 100%);color:#fff;text-align:center;
  }
  .cta-band::before{
    content:"";position:absolute;inset:0;
    background-image:radial-gradient(circle at 20% 30%, rgba(255,255,255,.18), transparent 40%),
                     radial-gradient(circle at 80% 70%, rgba(255,255,255,.12), transparent 45%);
  }
  .cta-band .wrap{position:relative;z-index:2}
  .cta-band h2{font-size:clamp(36px,5vw,58px);margin-bottom:18px}
  .cta-band p{font-size:19px;opacity:.94;max-width:640px;margin:0 auto 32px}
  .cta-band .btn-primary{background:#fff;color:var(--blue-dark);box-shadow:0 12px 32px -8px rgba(0,0,0,.28)}
  .cta-band .btn-primary:hover{background:var(--ink);color:#fff}

  /* ---------- FOOTER ---------- */
  footer{background:#fff;padding:64px 0 36px;border-top:1px solid rgba(14,26,36,.08)}
  .fgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.1fr;gap:40px}
  footer img{height:36px;margin-bottom:16px}
  footer .tag{font-size:13px;color:var(--ink-mute);max-width:260px;line-height:1.6}
  footer h4{font-size:12px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;margin-bottom:16px;color:var(--ink)}
  footer ul{list-style:none;display:flex;flex-direction:column;gap:10px}
  footer ul a, footer ul li{font-size:14px;color:var(--ink-soft);transition:color .2s;line-height:1.5}
  footer ul a:hover{color:var(--ink)}
  footer .contact-block{font-size:14px;color:var(--ink-soft);line-height:1.6}
  footer .contact-block strong{color:var(--ink);font-weight:600;display:block;margin-top:4px}
  .legal{
    margin-top:48px;padding-top:24px;border-top:1px solid rgba(14,26,36,.06);
    font-size:13px;color:var(--ink-mute);display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px;
  }

  /* ---------- SCROLL REVEAL ---------- */
  .reveal{opacity:0;transform:translateY(30px);transition:opacity .8s cubic-bezier(.2,.8,.2,1), transform .8s cubic-bezier(.2,.8,.2,1)}
  .reveal.in{opacity:1;transform:translateY(0)}

  /* ---------- RESPONSIVE ---------- */
  @media (max-width: 960px){
    .hero-grid,.philosophy-grid,.analogy-grid,.employer-band,.fgrid{grid-template-columns:1fr;gap:48px}
    .pillars,.benefits-grid,.checklist,.pricing-grid,.team-grid,.services-grid,.stats-grid,.tlist,.irs-grid{grid-template-columns:repeat(2,1fr)}
    nav .main-nav{display:none}
    .hero{padding:110px 0 60px;min-height:auto}
    section{padding:80px 0}
    .philosophy{padding:90px 0}
    .employer-band{padding:32px}
  }
  @media (max-width: 560px){
    .pillars,.benefits-grid,.checklist,.pricing-grid,.team-grid,.services-grid,.stats-grid,.tlist,.compare-pair,.plan-footnotes,.irs-grid{grid-template-columns:1fr}
    .svcp-table thead{display:none}
    .svcp-table,.svcp-table tbody,.svcp-table tr,.svcp-table td{display:block;width:100%}
    .svcp-table tr{padding:14px 0;border-bottom:1px solid rgba(14,26,36,.08)}
    .svcp-table td{padding:4px 0;text-align:left !important}
    .svcp-table td[data-label]::before{content:attr(data-label) " · ";color:var(--ink-mute);font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;margin-right:4px}
    .cp-table thead{display:none}
    .cp-table,.cp-table tbody,.cp-table tr,.cp-table td{display:block;width:100%}
    .cp-table tr{padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08)}
    .cp-table td{padding:4px 0;text-align:left !important}
    .cp-table td[data-label]::before{content:attr(data-label) " · ";color:rgba(255,255,255,.5);font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;margin-right:4px}
    .wrap{padding:0 22px}
    .plan{padding:28px 24px}
  }

/* ---------- PAGE HERO (secondary pages) ---------- */
.page-hero{
  position:relative;padding:180px 0 90px;
  background:linear-gradient(180deg,var(--cream-warm) 0%,var(--cream) 100%);
  overflow:hidden;
}
.page-hero::before{
  content:"";position:absolute;inset:0;pointer-events:none;
  background-image:
    radial-gradient(circle at 15% 20%, rgba(114,191,68,.08), transparent 40%),
    radial-gradient(circle at 85% 85%, rgba(0,158,219,.07), transparent 45%);
}
.page-hero .wrap{position:relative;z-index:2;max-width:960px;text-align:center}
.page-hero .eyebrow{margin-bottom:22px}
.page-hero h1{font-size:clamp(38px,5vw,64px);margin-bottom:20px;line-height:1.1}
.page-hero h1 em{font-style:italic;color:var(--blue-dark);font-weight:500}
.page-hero p{font-size:19px;color:var(--ink-soft);max-width:640px;margin:0 auto;line-height:1.55}
/* active nav link */
nav .main-nav > li > a.active{color:var(--ink);font-weight:600;position:relative}
nav .main-nav > li > a.active::before{
  content:"";position:absolute;bottom:14px;left:0;right:0;height:2px;
  background:var(--green);border-radius:2px;
}

/* ---------- NAV SOCIAL LINKS ---------- */
nav .nav-social{
  display:flex;align-items:center;gap:6px;
  margin-right:2px;
}
nav .nav-social a{
  width:34px;height:34px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  color:var(--ink-soft);
  transition:color .2s ease, background .2s ease, transform .2s ease;
}
nav .nav-social a:hover{
  color:var(--ink);
  background:rgba(14,26,36,.06);
  transform:translateY(-1px);
}
nav .nav-social svg{width:17px;height:17px}
@media (max-width:960px){
  nav .nav-social{display:none}
}

/* ---------- ENROLL MODAL ---------- */
.enroll-modal{
  position:fixed;inset:0;z-index:200;
  display:none;align-items:center;justify-content:center;
  padding:30px 20px;
}
.enroll-modal.open{display:flex}
.enroll-modal-backdrop{
  position:absolute;inset:0;
  background:rgba(14,26,36,.72);
  backdrop-filter:blur(4px);
}
.enroll-modal-panel{
  position:relative;z-index:1;
  background:#fff;border-radius:22px;
  width:100%;max-width:640px;max-height:92vh;overflow:auto;
  padding:44px 44px 32px;
  box-shadow:0 40px 100px -20px rgba(0,0,0,.5);
  animation:modalIn .3s ease-out;
}
@keyframes modalIn{
  from{transform:translateY(20px) scale(0.96);opacity:0}
  to{transform:translateY(0) scale(1);opacity:1}
}
.enroll-modal-close{
  position:absolute;top:16px;right:18px;
  width:36px;height:36px;border-radius:50%;
  background:rgba(14,26,36,.06);color:var(--ink);
  border:0;cursor:pointer;font-size:20px;line-height:1;
  display:flex;align-items:center;justify-content:center;
  transition:background .2s ease;
}
.enroll-modal-close:hover{background:rgba(14,26,36,.12)}
.enroll-modal-head{margin-bottom:28px}
.enroll-modal-head .eyebrow{margin-bottom:12px}
.enroll-modal-head h2{font-size:26px;margin-bottom:10px;line-height:1.25}
.enroll-modal-head p{font-size:14.5px;color:var(--ink-soft);line-height:1.6}
.enroll-modal-head .phone-cta{
  display:inline-flex;align-items:center;gap:8px;margin-top:12px;
  font-size:14px;font-weight:600;color:var(--blue-dark);
  padding:6px 0;
}
.enroll-modal-head .phone-cta svg{width:15px;height:15px}

.enroll-form .field{margin-bottom:18px}
.enroll-form .field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:18px}
.enroll-form .field-row .field{margin-bottom:0}
.enroll-form label{
  display:block;font-size:11.5px;font-weight:700;
  letter-spacing:.1em;text-transform:uppercase;
  color:var(--ink-soft);margin-bottom:7px;
}
.enroll-form label .req{color:#c2363f;margin-left:3px}
.enroll-form input[type=text],
.enroll-form input[type=email],
.enroll-form input[type=tel],
.enroll-form input[type=number],
.enroll-form textarea{
  width:100%;padding:11px 14px;font-size:15px;font-family:inherit;
  border:1px solid rgba(14,26,36,.15);border-radius:10px;
  transition:border-color .2s ease, box-shadow .2s ease;
  background:#fff;color:var(--ink);
}
.enroll-form input:focus,
.enroll-form textarea:focus{
  outline:none;border-color:var(--blue);
  box-shadow:0 0 0 3px rgba(0,158,219,.15);
}
.enroll-form textarea{resize:vertical;min-height:80px;font-family:'Inter',sans-serif}
.pill-group{display:flex;flex-wrap:wrap;gap:8px}
.pill-group .pill{position:relative;cursor:pointer;display:block}
.pill-group .pill input{position:absolute;opacity:0;pointer-events:none}
.pill-group .pill span{
  display:inline-block;padding:9px 16px;border-radius:999px;
  background:#fff;border:1.5px solid rgba(14,26,36,.15);
  font-size:13.5px;font-weight:500;color:var(--ink-soft);
  transition:all .15s ease;
}
.pill-group .pill:hover span{border-color:rgba(14,26,36,.3);color:var(--ink)}
.pill-group .pill input:checked + span{
  background:var(--ink);color:#fff;border-color:var(--ink);
}
.enroll-form button[type=submit]{
  width:100%;justify-content:center;margin-top:6px;
  padding:14px 24px;font-size:15px;
}
.enroll-form .form-note{
  font-size:12.5px;color:var(--ink-mute);text-align:center;
  margin-top:14px;line-height:1.5;
}
.enroll-form .form-note strong{color:var(--ink-soft);font-weight:600}
.enroll-thanks{text-align:center;padding:30px 0 10px}
.enroll-thanks h3{font-size:22px;margin-bottom:10px;font-family:'Fraunces',Georgia,serif;font-weight:600}
.enroll-thanks p{font-size:15px;color:var(--ink-soft);line-height:1.6;max-width:420px;margin:0 auto}
@media (max-width:560px){
  .enroll-modal-panel{padding:34px 22px 22px}
  .enroll-modal-head h2{font-size:22px}
  .enroll-form .field-row{grid-template-columns:1fr}
}

/* ---------- NAV PATIENT PORTAL ---------- */
nav .nav-portal{
  display:inline-flex;align-items:center;gap:6px;
  font-size:14px;font-weight:500;color:var(--ink-soft);
  padding:9px 14px;border-radius:999px;
  border:1px solid rgba(14,26,36,.18);
  transition:all .2s ease;
  white-space:nowrap;
}
nav .nav-portal:hover{
  color:var(--ink);border-color:var(--ink);
  background:rgba(14,26,36,.04);
  transform:translateY(-1px);
}
nav .nav-portal svg{width:13px;height:13px}
@media (max-width:960px){
  nav .nav-portal span{display:none}
  nav .nav-portal{padding:9px;width:36px;height:36px;justify-content:center}
  nav .nav-portal svg{width:15px;height:15px}
}